Terms of Service

Last updated: June 1, 2026

About this document. Anchora is currently operated by Vigneshwaran BS as a sole founder based in Chennai, India. Formal company setup is in progress. These Terms therefore apply between you and the operator personally; once company registration completes, registered users will be notified of any transfer of the Service to the registered entity.

1. Acceptance of Terms

By accessing or using the Anchora website, dashboard, APIs, SDKs, documentation, or any related material (collectively, the “Service”), you agree to be bound by these Terms of Service (“Terms”). If you are using the Service on behalf of a company or organisation, you confirm that you have the authority to bind that organisation to these Terms.

If you do not agree with these Terms, please do not use the Service. Your continued use of the Service following any updates to these Terms constitutes acceptance of those changes.


2. What the Service Is

Anchora is a cryptographic audit-trail API. The Service allows you to anchor cryptographic fingerprints (SHA-256 hashes) of records to public or permissioned blockchain networks, and to verify those records later. Specifically, the Service includes:

  • REST API endpoints for anchoring, verifying, and retrieving proofs of records
  • A dashboard for managing API keys, projects, and usage
  • A JavaScript SDK published on npm as @anchora/sdk
  • Documentation, code examples, and developer resources
  • Support for anchoring to Polygon (public chain) and Hyperledger Fabric (private chain, bring-your-own configuration)

Anchora is currently in an early-stage release. Features, endpoints, and pricing may change as the platform evolves.


3. Account & API Keys

To use the Service you must create an account and generate API keys. By doing so you agree to:

  • Provide accurate registration information
  • Keep your API keys, passwords, and credentials confidential
  • Not embed API keys in public repositories or client-side code
  • Be responsible for all activity that occurs under your account or API keys
  • Promptly notify us if you suspect that your account or keys have been compromised

We may suspend or revoke API keys that we reasonably believe have been compromised, abused, or used in violation of these Terms.


4. Acceptable Use

You agree to use the Service lawfully. You shall not:

  • Use the Service for any unlawful, fraudulent, or harmful purpose
  • Anchor or transmit content that infringes third-party intellectual property rights
  • Attempt unauthorised access to Anchora’s systems, other accounts, or underlying infrastructure
  • Reverse engineer, decompile, or attempt to extract the source code of the Service, except to the extent permitted by applicable law
  • Interfere with or disrupt the performance of the Service
  • Use the Service in connection with money laundering, terrorist financing, sanctions evasion, or any activity prohibited under Indian law or the laws applicable to you
  • Resell, sublicense, or redistribute the Service without prior written consent
  • Bypass or attempt to bypass rate limits, quotas, or access controls
  • Use automated tools to scrape, crawl, or overload the Service beyond authorised rate limits

We reserve the right to investigate suspected violations and may suspend or terminate access without prior notice if we reasonably believe these Terms have been breached.


5. Early-Stage Service — No SLA

Anchora is in an early stage of development. The Service is provided on a “best effort” basis. You acknowledge that:

  • The Service may experience downtime for maintenance, updates, or unforeseen technical issues
  • Blockchain network congestion, fee spikes, or upgrades may affect performance or availability
  • Features may be added, modified, or removed as the platform develops
  • No formal Service Level Agreement (SLA), uptime guarantee, or response-time commitment is offered at this stage

You should not rely on the Service as the sole mechanism for mission-critical operations without independent backup or contingency measures.


6. Pricing & Fees

The Service is currently offered free of charge while Anchora is in pre-launch. We may introduce paid plans in the future. If we do, registered users will receive at least thirty (30) days’ advance notice before any charges become payable, and will have the option to discontinue use of the Service before fees apply.

If you exceed any rate limits or usage quotas applicable to the free tier, requests may be throttled or rejected with appropriate HTTP status codes.


7. Intellectual Property

The Service — including all software, APIs, SDKs, documentation, brand marks, and content — is owned by the operator. These Terms do not grant you any ownership rights in the Service.

Your data. You retain all rights, title, and interest in the records and data you submit to the Service. By using the Service, you grant Anchora a limited, non-exclusive licence to process your data solely for the purpose of providing the Service to you.

Feedback. If you provide feedback, suggestions, or ideas about the Service, you grant Anchora a perpetual, royalty-free licence to use that feedback to improve the Service, without obligation or compensation to you.


8. Privacy

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. Key points:

  • Records anchored in hash-only mode never leave your servers; only the SHA-256 fingerprint reaches Anchora
  • Only cryptographic hashes are written to blockchain networks, never the underlying data
  • You are responsible for ensuring that you have the necessary rights and consents to process any personal data via the Service, and for complying with applicable data-protection laws (including the Indian DPDP Act 2023, GDPR, and others that apply to you)

9. Disclaimers

The Service is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. To the maximum extent permitted by law, we disclaim all such warranties.

We do not warrant that the Service will be uninterrupted, error-free, secure against all threats, or that any defects will be corrected. Reliance on the Service is at your own risk.


10. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall the operator or any affiliated person be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, business opportunities, or goodwill — arising out of or in connection with your use of the Service, whether based on contract, tort, negligence, strict liability, or otherwise.

The aggregate liability arising out of or related to these Terms or the Service shall not exceed the greater of (a) the total fees you have paid for the Service during the twelve (12) months preceding the claim, or (b) Indian Rupees one thousand (INR 1,000).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so some of the above limitations may not apply to you. In those jurisdictions, our liability is limited to the fullest extent permitted by applicable law.


11. Termination

You may stop using the Service at any time by closing your account through the dashboard or by contacting us.

We may suspend or terminate your access to the Service at any time, with or without cause, including for breach of these Terms, non-payment of fees (once paid plans are active), prolonged inactivity, or in response to legal or regulatory requirements.

Upon termination, your right to use the Service ends immediately. We will make reasonable efforts to allow you to export your data before deletion. Sections of these Terms that by their nature should survive termination — including Intellectual Property, Disclaimers, Limitation of Liability, and Governing Law — shall continue to apply.


12. Changes to These Terms

We may update these Terms as the Service evolves or as legal requirements change. When we make material changes, we will:

  • Update the “Last updated” date at the top of this page
  • Notify registered users via email at least thirty (30) days before the changes take effect, where practicable

Your continued use of the Service after the effective date of the revised Terms constitutes acceptance of those changes.


13. Governing Law & Disputes

These Terms shall be governed by and construed in accordance with the laws of India. Subject to the arbitration provision below, the courts at Chennai, Tamil Nadu shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms or the Service.

Before initiating any formal proceeding, the parties shall attempt to resolve the dispute in good faith through written correspondence. If the dispute is not resolved within thirty (30) days, either party may refer the matter to arbitration under the Indian Arbitration and Conciliation Act, 1996. The arbitration shall be conducted in Chennai, in English, by a sole arbitrator mutually agreed by the parties. The arbitral award shall be final and binding on the parties.

Nothing in these Terms shall prevent either party from seeking injunctive or equitable relief in a court of competent jurisdiction for matters involving intellectual property rights, confidentiality obligations, or unauthorised access to the Service.


14. Contact

If you have any questions about these Terms, please contact:

  • Vigneshwaran BS — operator
  • Email: vigneshwaran.bs@anchora.co.in
  • Based in: Chennai, Tamil Nadu, India

For urgent matters related to account security or API key compromise, please indicate the urgency in your message.